Legal & Compliance
Legal & Compliance
At RidgeWorth, we take our fiduciary legal, regulatory, and compliance responsibilities very seriously. As an Investment Adviser registered with the SEC, we hold ourselves to the highest standards and are subject to various federal, state, industry, and firm specific rules, regulations, policies, and procedures. In addition, most of our portfolio managers and analysts are Chartered Financial Analyst charter holders and thus subject to the CFA Institute's strict ethical and client asset management requirements.
RidgeWorth Investments specializes in institutional investment management and is registered with the SEC as an investment adviser. Each of its investment boutiques - Ceredex Value Advisors LLC, Seix Investment Advisors LLC, Silvant Capital Management LLC and Zevenbergen Capital Investments LLC* - also specializes in institutional investment management and is registered with the SEC as an investment adviser. RidgeWorth and each boutique maintain the necessary notice filings/registrations/licenses with all appropriate states, commonwealths, and jurisdictions.
All information contained herein is believed to be correct but accuracy cannot be guaranteed. Past returns are not indicative of future results. Comments and general market related projections were based on information available at the time of writing, are for informational purposes only, and may not be relied upon for individual investing purposes. Please refer to RidgeWorth's and each investment boutique's Form ADV for complete details of all financial services, products and fees. RidgeWorth Investments is the trade name for RidgeWorth Capital Management LLC.
Use of the RidgeWorth Web Site
Certain portions of this web site are subject to copyright laws and may not be reproduced in whole or in part without the publisher's permission. Any downloading or otherwise copying from the RidgeWorth web site will not transfer title of any software or material to the viewer and may be subject to federal and/or state laws.
While RidgeWorth uses reasonable efforts to obtain information from sources that it believes to be reliable, RidgeWorth makes no representation that the information or opinions contained on the RidgeWorth web site are accurate or complete. Nothing contained on the RidgeWorth web site constitutes investment, legal, tax or other advice, nor may it be relied upon in making investment or related decisions. All contents are subject to change without notice.
Linked Web Sites
When you access certain links on the RidgeWorth web site you may leave the RidgeWorth web site. RidgeWorth has not reviewed any of the unaffiliated web sites linked to the RidgeWorth web site and does not endorse or accept any responsibility for the content of such unaffiliated web sites nor the products, services or other items offered through such unaffiliated web sites.
Limitations of Liability
In no event, including (without limitation) negligence, will RidgeWorth be liable for any loss or damage of any kind, including (without limitation) any direct, special indirect or consequential damages, even if expressly advised of the possibility of such damages, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other unaffiliated sites from the RidgeWorth web site. Certain laws and regulations impose liabilities that cannot be disclaimed. This disclaimer shall in no way constitute a waiver or limitation of any rights a person and/or entity may have under such laws and/or regulations.
Please contact: RidgeWorth Investments at 3333 Piedmont Road, NE, Atlanta, Georgia, 30305, or at (877) 984-7321 with comments, questions, concerns, and suggestions.
*RidgeWorth owns a minority interest in Zevenbergen Capital Investments LLC.
Anti-Money Laundering Policy
In 2001, President Bush signed into law Public Law No. 107-56, Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001 (USA PATRIOT Act). This law significantly impacts the financial services industry and providers of electronic communications services and grants law enforcement expanded investigative authority over Client information that may in certain circumstances supersede Gramm-Leach-Bliley Act and Regulation S-P restrictions.
RidgeWorth has, as a best practice, adopted an Anti-Money Laundering and Foreign Corrupt Practices Act Compliance Program with which all RidgeWorth officers and employees are required to comply. Accordingly, RidgeWorth may, at any time, be required to obtain Client verification and other information. This may include, but is not limited to, obtaining proof of tax identification, certificate of incorporation, individual social security number, limited liability operating agreements and other documentation as required by the federal government and/or other regulatory agencies. RidgeWorth is restricted from opening and/or maintaining accounts with/through/for shell banks and will immediately cease managing such accounts regardless of when the situation is discovered.
Please contact the AML Compliance Officer at RidgeWorth Investments, 3333 Piedmont Road, NE, Suite 1500, Atlanta, Georgia, 30305, or via telephone at (404)845-7700, for further information, questions and/or concerns regarding RidgeWorth's AML Compliance Program.
Use of Information and Materials
Any person is hereby authorized to view the information available from these websites (“Information”) for informational purposes only. No part of this information may be redistributed, copied, or reproduced without the prior written consent of RidgeWorth Investments. The product and fee information presented in these websites represent RidgeWorth Investments offerings as of the most recent update. Rules, Regulations, Fee Schedules and Service Agreements currently in effect take precedence over any information herein. The past performance of a mutual fund, security or investment strategy is not indicative of its future performance.
All Information available through "www.ridgeworth.com, www.efficient-advisor.com and www.planadvisortools.com" is the property of RidgeWorth Investments or its information providers and is protected by intellectual property laws. All rights reserved.
You may not reproduce, retransmit, disseminate, sell, publish or broadcast, the Information, nor shall the Information be used in connection with creating, promoting, trading, marketing investment products, without the express written consent of RidgeWorth Investments or its information providers. You are entitled to use the information for your private, non-commercial use only.
RidgeWorth, RidgeWorth Investments, RidgeWorth Capital Management, RidgeWorth Funds, Collective Strength. Individual Insight., Silvant Capital Management, Ceredex Value Advisors, Seix Investment Advisors and their logos are registered service marks of RidgeWorth Capital Management LLC. All other names, logos, products and proprietary tools are the intellectual property of RidgeWorth Capital Management LLC, except those clearly identifying or identified with other persons, which are the property of their respective owners.
RidgeWorth Investments reserves the right to change these terms of these websites at any time, without any prior notice, and at its sole discretion. As such modifications may result in the superseding of certain terms, you should review these terms on a periodic basis for changes. Your continued use of these websites constitutes your acceptance of all terms, including those that have been changed.
The information and materials contained in the websites are provided "as is" without warranty of any kind, either express or implied, including without limitation, any warranty of accuracy, adequacy, completeness or timeliness of the information and materials, title, non-infringement of third party rights, merchantability, fitness for a particular purpose and freedom from computer virus.
Third Party Links
RidgeWorth Investments is happy to make available to you links to other sites on the World Wide Web. RidgeWorth Investments believes the links contained on its pages are to reputable companies. Nevertheless, RidgeWorth Investments makes no representations or warranties regarding non-RidgeWorth Investments sites or the companies maintaining them. RidgeWorth Investments does not control or monitor such websites and does not endorse the content or the use of such websites. If you choose to access non-RidgeWorth Investments websites through links on our pages, you accept responsibility for all related risks.
Limitation of Liability
In no event will RidgeWorth Investments or any of its subsidiaries or affiliates be liable for any damages, losses or expenses, including without limitation, direct or indirect, special, incidental or consequential damages, arising out of or in connection with these websites, use thereof or reliance on any information contained herein, even if RidgeWorth Investments or any of its subsidiaries or affiliates are notified of the possibility of such damages.
Choice of Law; Unenforceability
Your access to and use of these websites, and these terms, are governed by and will be construed in accordance with the laws of the State of Georgia, without regard to principles of conflicts of laws. In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes closest to the intention underlying the unenforceable provision.
RidgeWorth Web Privacy Statement
RidgeWorth its directors, officers and employees are strongly committed to protecting the online privacy of all clients and/or visitors. In accordance with the Privacy Act of 1974, the Gramm-Leach-Bliley Act and the subsequent Securities and Exchange Commission's Privacy of Consumer Financial Information Regulations (Regulation S-P) and Regulation S-AM requirements, this web site uses standard encryption and password-protected protocols.
In the ordinary course of doing business, and in order to provide customized services and products, it may be necessary for RidgeWorth to procure certain personal and non-personal information from clients and/or visitors to this web site. In addition, RidgeWorth may also periodically request other personal and non-personal data in order to initiate and maintain accounts and relationships and to provide for supplemental products or services specifically tailored to meet its clients' and/or visitors' ongoing needs.
You can refuse or delete cookies. Most browsers and mobile devices offer their own settings to manage cookies. If you refuse a cookie when on a RidgeWorth website, or if you delete cookies, you may experience some inconvenience in your use of RidgeWorth websites. For example, you may not be able to sign in and access your account, or we may not be able to recognize you, your device, or your online preferences.
We may also use third-party service providers to help us collect information about your activity on RidgeWorth websites using cookies and other technologies to analyze, for example, pages visited on the RidgeWorth websites, search engine referrals, browsing patterns within the RidgeWorth websites, and responses to advertisements on RidgeWorth websites. Such service providers may only collect and use such information for purposes specified by RidgeWorth and not for their own purposes.
When you access our websites, we or our service providers may automatically or by registration collect non-personal data (e.g., type of Internet browser and operating system used, domain name of the website from which you came, number of visits, average time spent on the site, and pages viewed.) We may use this data and share it with our affiliates to monitor the attractiveness of our websites and improve their performance or content.
In addition, there are currently several states that require clients and visitors to provide "opt-in" permission for RidgeWorth to share any information. To the extent that RidgeWorth is made fully aware of the residency of such individuals, it will do its utmost to share any personal information with no other parties without consent. Currently, several states require firms to provide "opt-in" releases. Individuals should, therefore, provide RidgeWorth with a state of residence along with any initial contact information. RidgeWorth may not be held responsible in instances where the individual does not provide sufficient state of residency information. Everyone must realize however, that restricting RidgeWorth's ability to share information with certain parties may negatively impact its ability to perform its duties on behalf of those clients.
Occasions may arise wherein the RidgeWorth web site may include links to unaffiliated third party web sites. These transfers are provided solely as a convenience to clients and/or visitors and should not be construed as part of the RidgeWorth organization and RidgeWorth cannot guarantee or be held responsible for any personal or non-personal information transported by the client through any such links. Although RidgeWorth makes every attempt to limit linking to reputable sites, RidgeWorth does not review or control other sites and makes no representation that those sites are competent, experienced or compliant with current industry and government regulations. You should be aware that linked sites (either to or from this website) or outside sites on which we advertise may contain privacy or confidentiality provisions that differ from the provisions provided herein.
RidgeWorth website is not directed to individuals under the age of thirteen (13). RidgeWorth does not intentionally collect information on RidgeWorth websites from those we actually know are under 13, and we request that these individuals do not provide personal information through the sites.
In accordance with the Gramm-Leach-Bliley Act (GLB) and subsequent Securities & Exchange Commission (SEC) Regulation S-P and Regulation S-AM requirements, Adviser has enacted certain policies and procedures regarding the protection of client information. Adviser’s general policy is set forth herein.
Privacy Act Policies and Procedures
Adviser, its directors, officers, and staff are committed to protecting the confidentiality of all client information. In accordance with government regulations, Adviser will, to the best of its abilities, limit the sharing of any accumulated nonpublic personal data to select business partners, organizations, government officials, vendors or third parties who are authorized to act on its behalf and/or on behalf of its clients.
Due to the various products and services offered by Adviser, any or all of the individual products and services or a combination of products and services may be offered to existing clients or prospective clients at any time. Thus, in order to provide multiple products and services, it will be necessary, in the ordinary course of doing business (including but not limited to processing transactions and maintaining or transferring accounts), for Adviser officers and staff members to share certain personal data with other employees, third party vendors and/or other industry or product related firms. Such information will be designated as restricted and provided to outside vendors, firms, or individuals only when/as authorized by Adviser supervisors or managers, and only on a need-to-know basis. In addition, Adviser will apply the same restricted access to information provided by former clients and former prospective clients. Adviser has also established compliance guidelines which restrict general access to specified client information, yet permit the firm to pursue the best overall product and service options for its clients and prospective clients.
Adviser has policies and procedures in place designed to dispose of client and prospective client information in a confidential manner when/as appropriate. In addition to the above mentioned confidentiality measures, Adviser must honor all properly submitted regulatory and/or other appropriate governmental requests. Adviser generally seeks to keep confidential holdings and transaction information, but may provide information on client holdings or transactions for legitimate business purposes (for example, to a client’s consultant, to rating agencies, for limited marketing purposes, etc.) and generally subject to obtaining a confidentiality agreement from the recipient.
Client Privacy Preferences
Clients and/or prospective clients may choose, at any time, to inform Adviser to limit its sharing of certain personal information with affiliated or non-affiliated firms or vendors by contacting Adviser and "opting out" toll free at (877) 984-7321 or via mail directed to the Chief Compliance Officer, 3333 Piedmont Road NE, Suite 1500, Atlanta, GA 30305. Individuals who reside in California and Massachusetts must notify Adviser to “opt in”. That is, individuals of those states must specifically grant Adviser permission to share any information outside of Adviser. Clients and prospective clients must understand that “opting out” or failing to “opt in” may severely restrict or limit Adviser’s ability to carry on business on behalf of those clients and in certain circumstances could affect the client’s account and/or investment returns.
Adviser reserves the right to change nonmaterial information in this statement at any time without any specific public notification. All material changes to this statement will be posted to the official Adviser Internet Site www.ridgeworth.com, with all disclosure documents amended and all clients notified as soon as is reasonably possible.
Information We Collect
"Nonpublic personal information" is personally identifiable financial information about you as an individual or your family. The type of nonpublic personal information we have about you may include the information you provide on your account application; information you provide in telephone calls or correspondence with us; information about your transactions and holdings in RidgeWorth Funds, and information about how you vote your shares.
Information We Disclose
RidgeWorth Funds' policy is to only disclose nonpublic personal information about you to companies that provide necessary services such as RidgeWorth Funds' transfer agent, distributor, administrator or investment adviser; affiliates of RidgeWorth Funds, or as may otherwise be permitted or required by law or authorized by you.
How We Safeguard Your Information
We restrict access to nonpublic personal information about you to those persons who are required to have certain information in order to provide services to you, or who are permitted by law to receive it. We have strict internal policies against unauthorized disclosure or use of customer information. We maintain customer information as mandated by financial regulations, and policies and procedures are in place for appropriate confidential destruction of all restricted access data.